Assalamualaikum dan Salam 1Dunia, 1 April 2015 semakin hampir saat Malaysia akan memulakan Goods and Services Tax (GST) yang telah dibentang pada bajet 2014. Lebih 120 buah negara telah mengguna sistem GST dan Malaysia menjadi negara terbaru menggunakan sistem ini. Semakin dekat dengan tarikh 1/4/2015 semakin panas dengan berbagai usaha untuk mengagalkan daripada berbagai pihak bukan sahaja pembangkang malah bekas pemimpin Barisan Nasional.
Pada pendapat aku banyak produk akan lebih murah apabila GST diperkenalkan dengan syarat Kerajaan memantau dan buat penguatkuasan yang bersungguh-sungguh dan ketat untuk enam bulan pertama. Paling aku risau apabila pendagang tidak memotong tax tersembunyi yang selama ini bersarang dalam produk dan khidmat yang kita gunakan. Peniaga Malaysia memang terkenal sebagai lintah darat yang suka sedut darah pengguna, sudah pasti mereka nak untung lebih dengan mengekalkan tax tersembunyi dan mengenakan pula gst sebanyak 6% jadi penggunakan akan bayar tax berganda.
Berikut adalah produk dan khidmat yang akan dikenakan GST dan yang tidak akan dikenakan GST bermula pada 1/4/2015.
Goods and Services Tax (GST) will be implemented effective April 1, 2015 and the rate is fixed at 6%. Sales tax of 10% and service tax of 6% will be replaced with GST. Under GST, most of the goods and services (except basic necessities) will be charged at every stage of the supply chain – even the ones that was previously not charged with Sales and Service Tax (SST). This means we will likely be paying more to purchase or use these goods and services, which were not taxed previously.
1. Credit card
The RM50 government tax charged annually on credit cards and the RM25 fee for supplementary cards, will be abolished from April 1, 2015 when the Goods and Services Tax (GST) is implemented. Instead, the 6% GST will apply on the credit card’s annual fees – which can range from RM70 to RM1,000 or more annually, depending on the type of card.
However, there will be no GST charges if the annual fee is waived, for example for free-for-life credit cards or those with annual fees waived, with stipulated minimum spending or transactions on a monthly or yearly basis.
To reflect the changes, the GST charged will be reflected as a separate item in the credit card statement. However, purchases will be reflected as a total amount inclusive of GST. There is some good news though, loyalty points or cash rebates will be given based on the 6% GST paid when using the credit card for retail purchases.
2. Books and e-books
The standard 6% GST will be imposed on all types of books except for dictionaries, encyclopedias, newspapers, texts, references, works and religious books. These books will be zero-rated and not be subjected to GST.
Local e-book suppliers like e-sentral and MPHonline will also be charging GST whereas foreign firms such as Google Play and Apple iBookstore would not be.
3. Housing
GST will also see basic construction materials such as cement, bricks and sand being taxed the standard 6% GST rate for both residential and commercial properties. Currently, these raw materials are not taxed under the existing SST. Heavy machineries such as cranes will be taxed too. Property developers normally do not buy such heavy machineries but rent them from other contractors – and it typically is factored into the construction cost.
Steel, bricks, and sand make up 44% of the construction cost and with these being charged GST, the cost of building a property is inevitably going to increase. Property companies expect GST to result in a maximum of 2.6% increase in house prices.
When the GST is implemented in April, residential property including SoHo (small office/home office) will be exempted. However, commercial properties including SoFo (small office/flexible office) and SoVo (small office/virtual office) would be subject to the 6% GST.
4. Fuel
RON95, Diesel and LPG (liquefied petroleum gas) will be exempted from GST implementation. However, RON97 will be subjected to the new 6% GST.
5. Electricity
A household will have 6% GST charged to the electricity bill for usage above 300 units.
6. Used cars
Currently, used cars are not subjected to SST and is not a GST zero rated item either. Therefore the car industry predicts that used cars will be subjected to an extra 6% tax after the implementation of GST in April.
7. Banking services
The RM1 MEPS fee charged when we withdraw from another bank’s ATM will increase to RM1.06. No GST will be charged if you make a withdrawal from your own bank’s ATM.
Similarly, other services offered by the bank, such as money transfers (e.g. cashier’s order and demand draft), telegraphic transfers, money exchange, loan, cheque, credit card, and debit card will see 6% GST charged to its service, commission or subscription fee.
8. Tuition fees
Beginning April, 6% GST will be imposed on tuition fees, as tuition centres are not categorised under educational institutions.
9. Beauty services
The price of beauty services like manicure, and hair and facial treatments will be subjected to 6% GST too. Massage services are also chargeable with the GST if the annual turnover for such businesses is RM500,000 and above. Aside from beauty services, cosmetics and other products for skin, hair and body care will also be charged GST.
However, operators registered to implement the GST will be able to lower their costs by claiming the input tax credit for premises rental fees, electricity costs and equipment purchased to carry out the services. Input tax refers to the GST paid by businesses on the purchase of goods and services used to perform their businesses.
Beauty products sold at airports as duty-free items will not be subjected to GST.
10. Insurance fees
All insurance policies except for life insurance will be charged 6% GST from April. GST would also impact all traditional and investment-linked policies which had medical, critical illness or personal accident benefits attached.
For traditional policies, the GST is imposed on the premium, while for investment-linked policies, it is charged on the insurance charges. For investment-linked policies, insurance charges will escalate with age because of higher insurance charges.
While it is still not clear how much prices will increase, or in some instances, decrease, it is prudent to know your exempted and zero-rated items to avoid opportunists merchants who may be profiteering on GST.
With less than a month away before GST is actually implemented, it is wise to understand how GST will affect both our daily or seasonal spending. This will help us to plan our spending ahead, to minimise the negative effect of GST
Aku melihat GST adalah suatu yang mencabar kepada Kerajaan yang perlu ditangani dengan terbaik kerana rakyat sedang melihat kesannya. Sudah pasti Pembangkang sedang mengambil kesempatan dan mereka akan berjaya sekiranya Kerajaan gagal membuktikan GST boleh mengurangkan beban ekonomi yang sedang dihadapi oleh rakyat.
Apa pendapat anda??
152 Comments
Kita tunggu dan lihat sahaja lah apa akn jd after 1st April nnti ni..
Curahan rasa Nurul Hidayah Binti Zakaria @ ..The Benefits of Daydreaming
ada 3 hari sahaja lagi sebelum GST tiba untuk mengubah ekonomi dan perbelanjaan rakyat Malaysia.
Curahan rasa Ikhwan Fahmi @ ..Tips Temuduga Latihan Separa Perubatan Gred U29
GST …hmm kita tunggu dan lihat bagaimana ianya berjalan , mungkin hanya sementara atau kekal selama-lamanya , lepas ni semuanya kena bayar cukai itu dan ini . Kita yang tergologn dalam golongan berpendapatan rendah kena rajin dan mancari peluang untuk menambahkan pendapatan bulanan .
Curahan rasa Wan Zawawi @ ..Komisyen Pertama Dari MobiCow
informasi yang bermanfaat, ditunggu informasi selanjutnya. semoga dapat dinikmati semua orang, dapat terjangkau oleh seluruh lapisan rakyat
Curahan rasa Kuta Bali @ ..Review Alamat, Fasilitas dan Kontak Hotel Radha Kuta Bali
GST mmg bagus utk kerajaan.rakyat pn untung..tp kalau dilaksanakan dgn betul n telus..tanpa ada helah tersembunyi..mslahnya GST yg bakal aktif 1 hb nmpknya semakin menghilangkan kuasa beli rkyat kita..semakin menyusahkan kehidupan rakyat..kereta semakin mahal(x caya cuba la gi tya kt pengedar kereta brdekatan anda sbb sy dh g tya semalam…keluar wang kt bank rm1000..kena potong 60 ringgit..sy dh dikenakan income tax..ada duit lebih sikit g simpan kt bank..bila wt kuar kena lg tax..adoiiii…!!apa korang rs??.rokok yg merupakan antara penyumbang hasil terbesar negara pn naik hrga.patut turun separuh hrga sbb cukai tembakau sekarang 100%.GST kn 6% je.bukan nk suruh jd perokok..isunya GST yg bakal tiba 1hb ni adalah cukai diatas cukai.harga yg dh sedia ada kekal@naik sikit..kemudian campur pulak 6%…tu cekik darah namanya..Renung2kanlah..
GST ..haha .. habislah kito .. bab rokok tu memang kerajaan saja naikkan harga .. walau income negara terbesar.. sebab tak nak kasi korang semua merokok .. tapi nk buat macam mana harga naik ke turun ke .. hmmm sama je sales ..haha
Apepun kena tggu 1 April..tgk ckp serupa bikin ke tak…
Curahan rasa hamba @ ..Testing..
kalau korang yang faham agama akan faham cukai tu dikenakan kat siapa?
GST ramai x sokong kerana akan menjadikan kenaikkan harga barang berikutan rantaian harga antara satu sama lain. takut semua peniaga berebut nak naikkan harga.. iks iks
Curahan rasa Sop @ ..Jalan-jalan di Bukit Tinggi, Pahang
harap – harap apa yang dikhabarkan harga barangan akan lebih terkawal akan menjadi kenyataan selepas gst ini
Curahan rasa cukupmakan @ ..Panduan Dan Resepi Rahsia Bisnes Air
Memang itu lah harapan rakyat pun, semoga dengan adanya GST nih, semua tax yang merepek2 akan di mansuhkan.
Curahan rasa SuperNifz @ ..Tips Urus Anak Sambil Berniaga Online
bukan semua brg akhirnya akan terlibat dgn gst ke? brdasarkan pada pemerhatian sy.
Curahan rasa Radzi @ ..Drama : Episod Akhir Teman Lelaki Upahan
Tak semua barang kena GST, boleh rujuk web site Custom untuk mendapatkan info.
Curahan rasa SuperNifz @ ..Tips Urus Anak Sambil Berniaga Online
barang kali gst sudah berubah ubah faktanya sejek ia mula diperkenalka pada tahun 2013.
Curahan rasa Ikhwan Fahmi @ ..Kerjaya Pengajar Jururawat Gred U41
Banyak penambahbaikan dah nampaknya, hasih dari pada pendedahan pada awam
Curahan rasa SuperNifz @ ..Tips Urus Anak Sambil Berniaga Online
nanti – nanti ramai lah yang akan semakin teror untuk membezakan barangan yang ada gst atau yang tiada. Belum mula lagi mesti ada bermacam spekulasi
Curahan rasa onlajer @ ..Penghawa Dingin Yang Murah
Macam itu aa nampak gayanya, benda baru & belum di implementkan lagi, memang memacam cite keluar.
Curahan rasa SuperNifz @ ..Tips Urus Anak Sambil Berniaga Online
Orang ramai kena betul-betul faham dengan GST nih baru lah mereka tak bercakap yang bukan-bukan
Curahan rasa SuperNifz @ ..Tips Urus Anak Sambil Berniaga Online
GST bukan sahaja cabaran buat Kerajaan tetapi kepada rakyat juga. Maklumlah benda baru dan kita semua tidak tahu lagi bagaimana GST akan diimplemenkan atau dimanipulasikan oleh pihak yang terlibat…
Curahan rasa yangbaik @ ..CPUV Bulan Mac
Nak kena tunggu 1 April dan selepasnya untuk melihat kesan dari GST ini. Semoga tak ada yang mengambil kesempatan.
Curahan rasa SuperNifz @ ..Tips Urus Anak Sambil Berniaga Online
kenapa la perlu buat gst…letih la org yg susah..bnyk kena cari duit..hmm
Curahan rasa Penapis Air Coway Malaysia @ ..Air Keperluan Asas Manusia
orang kaya memang tak terasa dengan kehadiran gst tapi apa-apa hal nanti kita tengoklah 1 april dan hari-hari berikutnya selepas gst dilaksanakan.
Curahan rasa kerja sendiri @ ..Bahang GST Semakin Terasa
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