Assalamualaikum dan Salam 1Dunia, 1 April 2015 semakin hampir saat Malaysia akan memulakan Goods and Services Tax (GST) yang telah dibentang pada bajet 2014. Lebih 120 buah negara telah mengguna sistem GST dan Malaysia menjadi negara terbaru menggunakan sistem ini. Semakin dekat dengan tarikh 1/4/2015 semakin panas dengan berbagai usaha untuk mengagalkan daripada berbagai pihak bukan sahaja pembangkang malah bekas pemimpin Barisan Nasional.
Pada pendapat aku banyak produk akan lebih murah apabila GST diperkenalkan dengan syarat Kerajaan memantau dan buat penguatkuasan yang bersungguh-sungguh dan ketat untuk enam bulan pertama. Paling aku risau apabila pendagang tidak memotong tax tersembunyi yang selama ini bersarang dalam produk dan khidmat yang kita gunakan. Peniaga Malaysia memang terkenal sebagai lintah darat yang suka sedut darah pengguna, sudah pasti mereka nak untung lebih dengan mengekalkan tax tersembunyi dan mengenakan pula gst sebanyak 6% jadi penggunakan akan bayar tax berganda.
Berikut adalah produk dan khidmat yang akan dikenakan GST dan yang tidak akan dikenakan GST bermula pada 1/4/2015.
Goods and Services Tax (GST) will be implemented effective April 1, 2015 and the rate is fixed at 6%. Sales tax of 10% and service tax of 6% will be replaced with GST. Under GST, most of the goods and services (except basic necessities) will be charged at every stage of the supply chain – even the ones that was previously not charged with Sales and Service Tax (SST). This means we will likely be paying more to purchase or use these goods and services, which were not taxed previously.
1. Credit card
The RM50 government tax charged annually on credit cards and the RM25 fee for supplementary cards, will be abolished from April 1, 2015 when the Goods and Services Tax (GST) is implemented. Instead, the 6% GST will apply on the credit card’s annual fees – which can range from RM70 to RM1,000 or more annually, depending on the type of card.
However, there will be no GST charges if the annual fee is waived, for example for free-for-life credit cards or those with annual fees waived, with stipulated minimum spending or transactions on a monthly or yearly basis.
To reflect the changes, the GST charged will be reflected as a separate item in the credit card statement. However, purchases will be reflected as a total amount inclusive of GST. There is some good news though, loyalty points or cash rebates will be given based on the 6% GST paid when using the credit card for retail purchases.
2. Books and e-books
The standard 6% GST will be imposed on all types of books except for dictionaries, encyclopedias, newspapers, texts, references, works and religious books. These books will be zero-rated and not be subjected to GST.
Local e-book suppliers like e-sentral and MPHonline will also be charging GST whereas foreign firms such as Google Play and Apple iBookstore would not be.
3. Housing
GST will also see basic construction materials such as cement, bricks and sand being taxed the standard 6% GST rate for both residential and commercial properties. Currently, these raw materials are not taxed under the existing SST. Heavy machineries such as cranes will be taxed too. Property developers normally do not buy such heavy machineries but rent them from other contractors – and it typically is factored into the construction cost.
Steel, bricks, and sand make up 44% of the construction cost and with these being charged GST, the cost of building a property is inevitably going to increase. Property companies expect GST to result in a maximum of 2.6% increase in house prices.
When the GST is implemented in April, residential property including SoHo (small office/home office) will be exempted. However, commercial properties including SoFo (small office/flexible office) and SoVo (small office/virtual office) would be subject to the 6% GST.
4. Fuel
RON95, Diesel and LPG (liquefied petroleum gas) will be exempted from GST implementation. However, RON97 will be subjected to the new 6% GST.
5. Electricity
A household will have 6% GST charged to the electricity bill for usage above 300 units.
6. Used cars
Currently, used cars are not subjected to SST and is not a GST zero rated item either. Therefore the car industry predicts that used cars will be subjected to an extra 6% tax after the implementation of GST in April.
7. Banking services
The RM1 MEPS fee charged when we withdraw from another bank’s ATM will increase to RM1.06. No GST will be charged if you make a withdrawal from your own bank’s ATM.
Similarly, other services offered by the bank, such as money transfers (e.g. cashier’s order and demand draft), telegraphic transfers, money exchange, loan, cheque, credit card, and debit card will see 6% GST charged to its service, commission or subscription fee.
8. Tuition fees
Beginning April, 6% GST will be imposed on tuition fees, as tuition centres are not categorised under educational institutions.
9. Beauty services
The price of beauty services like manicure, and hair and facial treatments will be subjected to 6% GST too. Massage services are also chargeable with the GST if the annual turnover for such businesses is RM500,000 and above. Aside from beauty services, cosmetics and other products for skin, hair and body care will also be charged GST.
However, operators registered to implement the GST will be able to lower their costs by claiming the input tax credit for premises rental fees, electricity costs and equipment purchased to carry out the services. Input tax refers to the GST paid by businesses on the purchase of goods and services used to perform their businesses.
Beauty products sold at airports as duty-free items will not be subjected to GST.
10. Insurance fees
All insurance policies except for life insurance will be charged 6% GST from April. GST would also impact all traditional and investment-linked policies which had medical, critical illness or personal accident benefits attached.
For traditional policies, the GST is imposed on the premium, while for investment-linked policies, it is charged on the insurance charges. For investment-linked policies, insurance charges will escalate with age because of higher insurance charges.
While it is still not clear how much prices will increase, or in some instances, decrease, it is prudent to know your exempted and zero-rated items to avoid opportunists merchants who may be profiteering on GST.
With less than a month away before GST is actually implemented, it is wise to understand how GST will affect both our daily or seasonal spending. This will help us to plan our spending ahead, to minimise the negative effect of GST
Aku melihat GST adalah suatu yang mencabar kepada Kerajaan yang perlu ditangani dengan terbaik kerana rakyat sedang melihat kesannya. Sudah pasti Pembangkang sedang mengambil kesempatan dan mereka akan berjaya sekiranya Kerajaan gagal membuktikan GST boleh mengurangkan beban ekonomi yang sedang dihadapi oleh rakyat.
Apa pendapat anda??
152 Comments
Semua sekarang kene tax, nak masuk tandas awam pun ada GST jugak, dari 50 sen naik ke 60 sen sebab GST katanye..
Curahan rasa KERJA TERKINI @ ..KEKOSONGAN JAWATAN SETIAUSAHA SYARIKAT
Sebelum ini setiap hari tak pernah terasa terbeban dengan kos tambahan.
Sekarang kemana sahaja dan setiap kali berbelanja, terasa satu bebanan yang perlu ditanggung untuk pembayaran GST. GST mengubah landskap penduduk dan setiap pekerja di Malaysia dengan mengharapkan kadar kenaikan gaji minima melebihi 6%.
Diharapkan pihak Majikan dapat memahami kekangan kewangan golongan marhain ini.
Tak patut langsung gst ni dijalankan di Malaysia. Kita tak boleh samakan dengan negara-negara lain yang dah jalankan gst. Contoh macam singapura, gst 7% tapi pendapatan perkapita mereka 4 5 kali ganda berbanding dengan pendapatan per kapita rakyat malaysia ni..
Curahan rasa Homestay Di Kota Bharu @ ..Homestay Kota Bharu Murah
Pengguna akan lebih berjimat atau terpaksa ikat perut sebab bajet setiap bulan dah berubah.
Curahan rasa nikkhazami @ ..Harga Pos Laju Selepas GST
Bukan nak merungut tapi kalau dah barang yg kita guna setiap hari naik harga, siapa tak sakit hati. Haha!
Curahan rasa ni @ ..Harga Pos Laju Selepas GST
Negara Jepun yang status negara Maju pun baru 5% dan hanya baru tahun ni kalau tak silap menaikkan kadar GST..kita yang baru nak mulakan ni kenapa tak start dengan 3% dahulu..
Curahan rasa Noriza Rahman @ ..Sakit Sendi Derita Sepanjang Hayat
Mydin kata serap Gst. Tapi saya beli Drypers sebelum GSt lagi, harga dah naik siap-siap. Dulu Drypers rm32++. Sebelum GST dah naik jadi rm36++. Kalau nk report kes ni mcm ne pulak? Mane ada simpan resit beli Drypers dulu2.. Ishh geram betul..
Curahan rasa Mama Olin @ ..VIVIX : Apa kebaikannya?
Konsep GST dah lama di UK di panggil VAT. Hari ini leceh hendak bayar kerana kedai kena guna komputer untuk barangan yang kena GST. Masa di UK dulu beli macam biasa aje di kedai runcit. Harga kereta nasional naik ke turun? Kalau sebelum ini tak ada cukai atau cukai rendah mungkin naik?
Ikut news katanya kereta Protom turun harga 400 – 4000 ikut model.
Kereta Mercedes turun harga sampai 10k. Sayangnya tak ramai yang mampu beli.
Curahan rasa Mek ila Jual Vitamin @ ..Promosi Shaklee April 2015 Yang Sangat Fantastic~
turun 10k berita baik nie..cuma nak beli tu tak tau lak pula bila he..he..he..
Curahan rasa Hero Borneo @ ..Alahai GST Dah Terasa Bahangnya
betul tu..kene educate diri biar faham apa sebenar GST. Sebaiknya jadi pengomen yang berilmu..itu sebaiknya..Happy GST 1st day today!! hihi
Curahan rasa isma @ ..GST – Get Shaklee Today!!
Dah kena RM42 hari ini untuk vitamin yang dibeli. Sedey jugak sebab RM42 tu besar nilainya.
Curahan rasa Mek ila Jual Vitamin @ ..Promosi Shaklee April 2015 Yang Sangat Fantastic~
hari ini bermulanya GST, RON 97 kena caj GST, pengeluar kereta honda, toyota dan proton dah umumkan penurunan harga.
pasaraya mydin pula serap kos GST.
Curahan rasa Ikhwan Fahmi @ ..Tips Temuduga Latihan Separa Perubatan Gred U29
tempat saya bekerja semua harga menu akan naik keran a GST 6%…
Curahan rasa Hero Borneo @ ..Mrhanafi.com To Be Best Brand 2015
Nampak nya majoriti kedai kenakan GST sedangkan sepatutnya hanya yy berdaftar dgn kastam je boleh kenakan GST. Kita tengok ada tak peniaga yg kena saman sebab suka-suka charge GST.
lebihan dengan adanya GST tu mungkin nak masuk poket sendiri kot..hu..hu..
Curahan rasa Hero Borneo @ ..Alahai GST Dah Terasa Bahangnya
Kena bawak bekal sendiri je lah nampaknya lepas ini. Tapi ada juga pilihan untuk makan di kedai tanpa GST
Curahan rasa Mek ila Jual Vitamin @ ..Promosi Shaklee April 2015 Yang Sangat Fantastic~
Mungkin ini juga salah satu strategi Mydin untuk membantu dan menjana lebih banyak pendapatan apabila ramai yang berkunjung ke sana.
Curahan rasa Mek ila Jual Vitamin @ ..Promosi Shaklee April 2015 Yang Sangat Fantastic~
ada syarikat yang serap GST untuk pastikan pelanggan tetap setia membeli.
contoh paling mudah ialah mydin.
Curahan rasa Ikhwan Fahmi @ ..Tips Temuduga Latihan Separa Perubatan Gred U29
Syarikat yg excited kena kan gst akan makan diri apabila pengguna boikot
masalahnya tuan tahap kepenggunaan masyarakat kita belum kaw-kaw lagi..ada yang tidak kisah pun
Syarikat Mydin serap GST ni .. so banyak harga barang kekal .. alhamdulillah, ada juga yg prihatin.
Curahan rasa Hasrul Hassan @ ..Malaysia Best Blog 2015
Berdebar pula rasanya menunggu 1 april ni .. mungkin akan ada ramai yang menulis nanti bila dah rasa apa itu GST.
Curahan rasa hasrul hassan @ ..Iklan Bukan Sekadar Menjual
Aku rasa GST akan ada impak pada cara rakyat Malaysia berbelanja kelak. Walaupun ada kata ianya bagus, namun ramai yang nampak ianya tidak bagus … 🙂 yang pasti 1 april akan jadi titik tolak bagaimana GST ini diimplementasi dalam urusan jual beli nanti.
Curahan rasa hasrul hassan @ ..Malaysia Best Blog 2015
Kita tunggu dan lihat sahaja lah nnti selepas perlaksanaannya..adakah positif atau sebaliknya
Curahan rasa Nurul Hidayah Binti Zakaria @ ..The Benefits of Daydreaming
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