Assalamualaikum dan Salam 1Dunia, 1 April 2015 semakin hampir saat Malaysia akan memulakan Goods and Services Tax (GST) yang telah dibentang pada bajet 2014. Lebih 120 buah negara telah mengguna sistem GST dan Malaysia menjadi negara terbaru menggunakan sistem ini. Semakin dekat dengan tarikh 1/4/2015 semakin panas dengan berbagai usaha untuk mengagalkan daripada berbagai pihak bukan sahaja pembangkang malah bekas pemimpin Barisan Nasional.
Pada pendapat aku banyak produk akan lebih murah apabila GST diperkenalkan dengan syarat Kerajaan memantau dan buat penguatkuasan yang bersungguh-sungguh dan ketat untuk enam bulan pertama. Paling aku risau apabila pendagang tidak memotong tax tersembunyi yang selama ini bersarang dalam produk dan khidmat yang kita gunakan. Peniaga Malaysia memang terkenal sebagai lintah darat yang suka sedut darah pengguna, sudah pasti mereka nak untung lebih dengan mengekalkan tax tersembunyi dan mengenakan pula gst sebanyak 6% jadi penggunakan akan bayar tax berganda.
Berikut adalah produk dan khidmat yang akan dikenakan GST dan yang tidak akan dikenakan GST bermula pada 1/4/2015.
Goods and Services Tax (GST) will be implemented effective April 1, 2015 and the rate is fixed at 6%. Sales tax of 10% and service tax of 6% will be replaced with GST. Under GST, most of the goods and services (except basic necessities) will be charged at every stage of the supply chain – even the ones that was previously not charged with Sales and Service Tax (SST). This means we will likely be paying more to purchase or use these goods and services, which were not taxed previously.
1. Credit card
The RM50 government tax charged annually on credit cards and the RM25 fee for supplementary cards, will be abolished from April 1, 2015 when the Goods and Services Tax (GST) is implemented. Instead, the 6% GST will apply on the credit card’s annual fees – which can range from RM70 to RM1,000 or more annually, depending on the type of card.
However, there will be no GST charges if the annual fee is waived, for example for free-for-life credit cards or those with annual fees waived, with stipulated minimum spending or transactions on a monthly or yearly basis.
To reflect the changes, the GST charged will be reflected as a separate item in the credit card statement. However, purchases will be reflected as a total amount inclusive of GST. There is some good news though, loyalty points or cash rebates will be given based on the 6% GST paid when using the credit card for retail purchases.
2. Books and e-books
The standard 6% GST will be imposed on all types of books except for dictionaries, encyclopedias, newspapers, texts, references, works and religious books. These books will be zero-rated and not be subjected to GST.
Local e-book suppliers like e-sentral and MPHonline will also be charging GST whereas foreign firms such as Google Play and Apple iBookstore would not be.
3. Housing
GST will also see basic construction materials such as cement, bricks and sand being taxed the standard 6% GST rate for both residential and commercial properties. Currently, these raw materials are not taxed under the existing SST. Heavy machineries such as cranes will be taxed too. Property developers normally do not buy such heavy machineries but rent them from other contractors – and it typically is factored into the construction cost.
Steel, bricks, and sand make up 44% of the construction cost and with these being charged GST, the cost of building a property is inevitably going to increase. Property companies expect GST to result in a maximum of 2.6% increase in house prices.
When the GST is implemented in April, residential property including SoHo (small office/home office) will be exempted. However, commercial properties including SoFo (small office/flexible office) and SoVo (small office/virtual office) would be subject to the 6% GST.
4. Fuel
RON95, Diesel and LPG (liquefied petroleum gas) will be exempted from GST implementation. However, RON97 will be subjected to the new 6% GST.
5. Electricity
A household will have 6% GST charged to the electricity bill for usage above 300 units.
6. Used cars
Currently, used cars are not subjected to SST and is not a GST zero rated item either. Therefore the car industry predicts that used cars will be subjected to an extra 6% tax after the implementation of GST in April.
7. Banking services
The RM1 MEPS fee charged when we withdraw from another bank’s ATM will increase to RM1.06. No GST will be charged if you make a withdrawal from your own bank’s ATM.
Similarly, other services offered by the bank, such as money transfers (e.g. cashier’s order and demand draft), telegraphic transfers, money exchange, loan, cheque, credit card, and debit card will see 6% GST charged to its service, commission or subscription fee.
8. Tuition fees
Beginning April, 6% GST will be imposed on tuition fees, as tuition centres are not categorised under educational institutions.
9. Beauty services
The price of beauty services like manicure, and hair and facial treatments will be subjected to 6% GST too. Massage services are also chargeable with the GST if the annual turnover for such businesses is RM500,000 and above. Aside from beauty services, cosmetics and other products for skin, hair and body care will also be charged GST.
However, operators registered to implement the GST will be able to lower their costs by claiming the input tax credit for premises rental fees, electricity costs and equipment purchased to carry out the services. Input tax refers to the GST paid by businesses on the purchase of goods and services used to perform their businesses.
Beauty products sold at airports as duty-free items will not be subjected to GST.
10. Insurance fees
All insurance policies except for life insurance will be charged 6% GST from April. GST would also impact all traditional and investment-linked policies which had medical, critical illness or personal accident benefits attached.
For traditional policies, the GST is imposed on the premium, while for investment-linked policies, it is charged on the insurance charges. For investment-linked policies, insurance charges will escalate with age because of higher insurance charges.
While it is still not clear how much prices will increase, or in some instances, decrease, it is prudent to know your exempted and zero-rated items to avoid opportunists merchants who may be profiteering on GST.
With less than a month away before GST is actually implemented, it is wise to understand how GST will affect both our daily or seasonal spending. This will help us to plan our spending ahead, to minimise the negative effect of GST
Aku melihat GST adalah suatu yang mencabar kepada Kerajaan yang perlu ditangani dengan terbaik kerana rakyat sedang melihat kesannya. Sudah pasti Pembangkang sedang mengambil kesempatan dan mereka akan berjaya sekiranya Kerajaan gagal membuktikan GST boleh mengurangkan beban ekonomi yang sedang dihadapi oleh rakyat.
Apa pendapat anda??
152 Comments
Pantauan dari pihak yang bertanggung jawab memang anta ra terpenting bila terlaksananya GST nanti.
Curahan rasa SuperNifz @ ..Cara Nak Jadi Orang Yang BERBAKAT
GST belum dilaksanakan lagi tetapi ramai dah peniaga menaikan harga barangan, itulah menyebabkan harga melambung tinggi.
Curahan rasa sensasi2020 @ ..Panduan Terlaris Contoh Soalan Peperiksaan Pegawai Psikologi S41
Semoga dengan perlsksanaan GST, barangan akan lebih murah daripada biasa. Tiadalah lagi tax tersembunyi yang selama ini kita bayar.
Curahan rasa sensasi2020 @ ..Panduan Terlaris Contoh Soalan Peperiksaan Pegawai Psikologi S41
Harap-harapnya begiru lah hendaknak, kita sebagai pengguna nih kadang kala tak faham dengai tax2 yang di kenakan kat dalam resit tuh.
Curahan rasa SuperNifz @ ..Cara Nak Jadi Orang Yang BERBAKAT
sebelum start gst lagi harga dah naik pada kebanyakan produk, moga dijauhkan dari mereka yang nak mengambil kesempatan. belanja dengan bijak, tingkatkan pendapatan..
Curahan rasa Mak Jemah Jual Vitamin @ ..Melawat Anak Sedara Baru
Betul tuh sis, para peniaga nih lagi cekap dalam hal-hal menaikan harga nih, tapi bila kerajaan minta turunkan harga, tak nak pula ikut…
Curahan rasa SuperNifz @ ..Cara Nak Jadi Orang Yang BERBAKAT
risau juga jika ada pihak yg ambil kesempatan.
harap2 setiap perkara baru yg dikenakan memberi kebaikan kepada rakyat, bukan makin menderitakan rakyat
Curahan rasa maria @ ..Tips Elak Miss V Koyak Rabak Ketika Bersalin
betul ke banyak produk akan jadi lebih murah? saya tak fikir begitu. Kita tengoklah nanti macam mana
Curahan rasa Kurnia @ ..Makanan Segera: Jangan Tertipu Dengan Label
memang pekara bias apabila orang takut dengan benda baru..sepatutnya pihak kerajaan berikan penerangan supaya rakyat faham bukannya baizrkan duit buat video propaganda GST sofi jikan
Curahan rasa blogger lelaki @ ..Malaysia Top 10 Best Blog 2015
Haha… benar tuh, kerajaan sepatutnya kena bagi banyak lagi info & contoh2 yang simple supaya rakyat boleh faham sefahamnya.
Curahan rasa SuperNifz @ ..Cara Nak Jadi Orang Yang BERBAKAT
bagi gua..bila bab gst ni..gua cuma nak tengok bab “penguatkuasaan” sahaja..
itu lebih penting.
gua nak tengok karenah dan perangai..para peniaga, pengkilang, pengedar, pemboraong dan penjual..
makin ok ke makin ko belaka.
Curahan rasa titan @ ..JBT sebagai Pakej Pelancongan PILIHAN ke Jepun
Oh Ani baru clear tentang withdraw money juga fuel.
Terima kasih atas infonya 🙂
Curahan rasa Ani Haryani @ ..Vita-Lea for Children Vitamin Hebat Untuk Kanak-Kanak
Dah terasa tempiasnya apabila pelanggan dah mula bertanya samada PBT mengenakan GST atau tidak ke atas Cukai Taksiran dan Lesen Perniagaan. Jawapannya tidak.
Curahan rasa cikpin @ ..Percutian Jimat Saya Singapore Day Trip
Rasanya better cari jalan mcm mane nk tampung belanja lpas gst ni..nk keluh pun stress je dpt..
Curahan rasa nur zayyani liman @ ..GST??cara paling mudah nak hadapinya!!
nampak gaya kena studi semula tentang GST, sebab ada yang banyak kurang jelas.
Curahan rasa Ikhwan Fahmi @ ..Komisyen Affiliate Saya Yang Ketiga
Betul tu. Lagi satu Mek ila dapati info di laman web rasmi GST pun tak berapa lengkap sebelum ini. Itu yang banyak spekulasi timbul.
Curahan rasa Mek ila Jual Vitamin @ ..Punca Kebakaran Exora 17 Februari Akhirnya Terjawab
saya lihat GST masih rendah iaitu sekitar 6% berbanding negara lain..masih ok la tu.
Curahan rasa Hero Borneo @ ..Jangan Fobia Sertai Bisnes Networking
Betul tuh, kalau ikotkan masih rendah aa 6% tuh tapi itu lah.. kita tunggu dah lihat jer apa yang bakal terjadi selepas 1 April 2015 nanti.
Curahan rasa SuperNifz @ ..Cara Nak Jadi Orang Yang BERBAKAT
GST memang isu yang tidak ada penghujung bila dibicarakan. Harapnya kerajaan turut meningkatkan usaha dalam menyediakan infra yang terbaik untuk rakyat seperti yang dilaksanakan di luar negara.
Curahan rasa Mek ila Jual Vitamin @ ..Punca Kebakaran Exora 17 Februari Akhirnya Terjawab
Kerajaan kena pantau harga barang selepas perlaksanaan GST. Tindakan tegas perlu dalam membendung kenaikan harga melampau. Namun rakyat harus bertenang dan bukan terus hentam sembrono sahaja dan membuat spekulasi berkaitan GST
Curahan rasa MySensasi @ ..Keputusan EPL 21 Mac 2015
isu GST wajar pihak pakar yang membincangkan secara ilmiah..rakyat biasa tu sekadar berbicara mengikut fikiran sendiri dan emosi
Curahan rasa Hero Borneo @ ..Jangan Fobia Sertai Bisnes Networking
Comments are closed.